SBI Recruitment 2026: Bank Medical Officer (BMO-II) Positions 35 Vacancies

📌 Quick Job Overview

• Organization: State Bank of India (SBI)
• Position Name: Bank Medical Officer (BMO-II) – Specialist Cadre Officer (SCO)
• Total Openings: 35 Vacancies Across Various Banking Circles
• Application Window: June 24, 2026 to July 14, 2026
• Job Location: Pan-India deployment based on selected Circle preferences
• Official Portal: https://sbi.bank.in/web/careers/current-openings

📅 Critical Timelines & Dates

• Online Registration & Fee Payment Starts: June 24, 2026

• Last Date to Submit Online Application: July 14, 2026

• Last Date to Complete Online Fee Payment: July 14, 2026

• Tentative Phase 1 Written Exam Period: August 2026

• Phase 2 Interview / Interaction Window: To be announced post-written test

• Eligibility Cut-off Milestone Date: May 31, 2026

📊 Category-Wise Vacancy Breakup

The recruitment features a Circle-based vacancy structure. Candidates must choose exactly one Circle at the time of application, as eligibility, local language proficiency testing, and regional merit generation depend entirely on this selection.

🛡️ Eligibility Benchmarks (Age & Education)

1. Age Limit (As of May 31, 2026)

• Maximum Permissible Age: 35 Years (For Unreserved / EWS candidates)

• Age Relaxation Rules (Non-Cumulative):

  • Other Backward Classes (OBC Non-Creamy Layer): 3 Years

  • Scheduled Castes / Scheduled Tribes (SC/ST): 5 Years

  • PwBD (UR / EWS): 10 Years

  • PwBD (OBC): 13 Years

  • PwBD (SC / ST): 15 Years

  • Ex-Servicemen / Commissioned Officers (including ECOs/SSCOs with min. 5 years military tenure): 5 Years

2. Minimum Academic & Experience Requirements (As of May 31, 2026)

• Mandatory Academic Degree: MBBS degree from any recognized university or college approved and authenticated by the National Medical Commission (NMC) or any valid State Medical Council.

• Preferred Qualification: Post Graduate Diploma or Post Graduate Degree (MD/MS) or its equivalent.

• Compulsory Professional Work Experience:

  • For MBBS Degree Holders: Minimum of 5 years of active experience as a General Practitioner from the date of registration with the NMC or State Medical Council.

  • For Post Graduate Degree Holders: Minimum of 3 years of active experience as a General Practitioner from the date of official medical registration.

  • Important Rule: Clinical training or experiences gained during mandatory internships, as well as teaching or institutional academic training roles, will not be calculated toward eligibility.

💸 Salary Structure, Perks & Career Path

• Grade Classification: Middle Management Grade Scale – II (MMGS-II)

• Running Pay Scale Structure: Basic Pay of ₹64,820 – 2,340/1 – 67,160 – 2,680/10 – ₹93,960.

• Added Perks & Benefits: Eligible for Dearness Allowance (DA), House Rent Allowance (HRA), City Compensatory Allowance (CCA), Provident Fund contributions, Contributory Pension Fund (NPS), Leave Fare Concession (LFC), and comprehensive medical coverage facilities.

• Special Medical Incentives: Non-Practicing Allowance (NPA) calculated at 20% of the Basic Pay.

• Academic Multipliers: Selected candidates receive 1 additional scale increment for holding a PG Diploma and 2 additional scale increments for holding an MS/MD degree.

• Operational Restrictions: BMOs are strictly prohibited from engaging in any private medical practice.

• Probationary Period: Subject to the bank’s extant recruitment policies, which include structural performance reviews prior to permanent confirmation.

🎯 Detailed Selection Architecture

The comprehensive selection matrix is built across three validation phases:

Phase I: Online Written Test (Objective Type)

Conducted across designated nationwide examination centers, split into two major qualifying segments:

Part A: General Aptitude (Qualifying Only)

Scores in this segment are not added to the final merit compilation, but clearing the minimum institutional cut-off score is mandatory.

• Test of Reasoning: 15 Questions | 15 Marks

• Quantitative Aptitude: 15 Questions | 15 Marks

• English Language Proficiency: 20 Questions | 20 Marks

• Total Aptitude Duration: Combined 45 Minutes

Part B: Professional Knowledge (Merit Scoring)

• Professional Knowledge (Medical Domain): 50 Questions | 100 Marks

• Professional Knowledge Duration: 45 Minutes

• ⚠️ Negative Marking Penalty: Incorrect answers carry standard negative mark penalties to prevent arbitrary guessing.

Phase II: Personality Evaluation (Interview)

Adequate multiples of high-ranking candidates from the written test will proceed to the interactive interview stage. The interview carries a total weight of 100 marks, with structural qualifying benchmarks set by the bank.

Final Merit Weightage Matrix

• Final selection ranks are generated through a normalized index with a 70% weightage given to Written Professional Knowledge and a 30% weightage given to the Interview performance.

Phase III: Local Language Proficiency Test (LLPT)

Candidates must be proficient in reading, writing, and understanding the specified local language of their chosen Circle. This evaluation occurs before formal appointment orders are issued. Candidates providing a 10th or 12th standard mark sheet proving they studied the local regional language as a formal academic subject are exempted from this test.

💳 Application Fee Details

• General / EWS / OBC Candidates: ₹750/- (Non-Refundable)

• SC / ST / PwBD Candidates: Nil (Exempted from fees and intimation charges)

• Payment Mode: Online net banking, debit cards, or credit card channels embedded in the system gateway.

📝 Step-by-Step Online Application Guide

1. Navigate to the official career platform link: [https://sbi.bank.in/web/careers/current-openings](https://sbi.bank.in/web/careers/current-openings)

2. Locate the specific advertisement link titled CRPD/SCO/2026-27/03 and select “Apply Online”.
   ( https://ibpsreg.ibps.in/sbiscojun26/ )

3. Complete the initial registration step to generate a unique Provisional Registration Number and system password.

4. Fill in your demographic data, educational records, work histories, and circle options accurately.

5. Upload clear, legible PDF and JPEG assets as per the standard scanning benchmarks.

6. Verify your input records using the ‘Preview’ tool before executing the payment step, as modifications are blocked after final submission.

📸 Document Scanning Specifications:

• Recent Passport Photograph: Color photo, light or white background, dimensions around $200 \times 230$ pixels, file size between 20 KB to 50 KB.

• Live Photograph Capture: Executed via webcam or mobile QR code validation during the online registration process.

• Signature: Must be completed on plain white paper using a black ink pen, file size between 10 KB to 20 KB. Capital letters in signatures are rejected.

• Supporting Certificates (PDF Format): Resume, Identity Proof, Age Proof, MBBS Degree Certificate, Registration Proof with NMC/State Medical Council, Experience Certificates, and Caste/PwBD certificates (if applicable). Individual files must not exceed 500 KB.

❌ Crucial Disqualification & Credit Governance Rules (CIBIL)

• CIBIL Governance Rule: Candidates who have defaulted on loans or credit card accounts with any bank, NBFC, or financial institution are ineligible for appointment. If outstanding balances are fully cleared before the formal appointment offer is issued, candidates must update their CIBIL record or submit an official “No Dues Certificate” from the lender.

• Adverse Character Records: Individuals with adverse police confirmation records, instances of moral turpitude, or pending criminal prosecutions are disqualified.

• Duplicity Clause: If a candidate submits multiple applications for the post, only the final completed registration dataset is retained; all previously paid application fees are forfeited.